I don't know how to make games for a mobile phone.
But if you don't want to learn any scripting language, I advice RPG Maker XP.
You can add scripts if you want.
In Februari comes the new version, RPG Maker VX (english).
You have to buy it but RPG Maker XP has a hacked version somewhere on the internet

For RPG Maker are there many communities where you can ask for help, find tutorials and ask for scripts.